Josephine Cowling

Licensed Real Estate Agent & Auctioneer

Josephine has 28 years of experience with LJ Hooker and has been an integral part of the LJ Hooker Mona Vale team for over 23 years after being targeted by the Principal of the office; Lachlan Elder to work with him and his multi awardwinning team in 1997.

During this time Josephine has won many sales and marketing accolades within the LJ Hooker Network and has also been selected by her peers to be President of the LJ Hooker Captain's Club which are the top 5% of achievers within the network; of which she also held an International role.

Josephine's passion for property and people has culminated in many successful prestige sales and she has an extensive database of repeat clients who seek her input when making their real estate decisions.

Josephine appreciates that your home is your greatest asset may it be a studio apartment through to a waterfront, beach front or acreage estate she gives each and every one of her clients the same high level of personalised service as she guides them through the successful sale of their property.

With exemplary customer service values and strong negotiations skills, Josephine's bright and bubbly personality combined with her excellent local knowledge are a trademark of her success. "A big heartfelt thank you for all your invaluable experience and expertise in helping us to both sell our home and buy a new one against all odds and working to a ridiculous schedule. We’ve never experienced the level of service you offered" said just one of her many happy vendors.

Communication is key when it comes to the selling process and according to her clients "This is the second time you have been involved in selling a home for us and both times we have found you to be enthusiastic, professional and very pleasant to deal with. In particular, your attention to detail and your very thorough communication skills, enabled us to be fully informed during each step of the process" Josephine is exceptional at this.

Always found with a smile on her face, Josephine likes nothing more than helping people achieve their property goals.

  • 21 Club
    21 Club

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What our customers say

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Dedicated, committed, trustworthy, reliable, genuine, honest and authentic. Josephine Cowling has earned her reputation as the Northern Beaches Property Guru and we would not hesitate recommending Josephine to anyone considering selling their home. Jo is a clear communicator and no nonsense when it comes to creating expectations and a transparent process for both the buyer and seller. Jo is well resourced and gets results. Her fun and cheerful style makes selling your home enjoyable. Call her!

Rebecca Schaffler - Church Point

Both my wife and I would happily recommend Josephine Cowling. She sold our house at Mona Vale recently and we were pleased with her attitude and helpfulness. She always kept us in the loop and her friendly personality helped us in deciding to use her as our agent. We would happily use her again."

Robert Brazel – Mona Vale

We found Josephine Cowling to be a pleasure to deal with. She was knowledgeable about the area, suggested a sensible marketing program, listened to us as vendors and delivered an outstanding result in a short time. I could not recommend Josephine more highly.

Roger Salkeld – Cottage Point

Over the last eighteen months we have sold two properties and purchased two properties with L.J Hooker Mona Vale. The total transaction value was of around $8 mil. While the office was obviously well run, and the staff always pleasant, and happy to assist us, it was our great good fortune to have Josephine Cowling working tirelessly to ensure great outcomes. She was diligent in all respects, always reporting back, always contactable, always looking to understand from us just what our objectives were and how best to achieve those objectives. I have done and will continue to recommend Josephine Cowling as the most outstanding, hardworking real estate agent, second to none!

Leigh Francis – Mona Vale

Josephine Cowling was enthusiastic from the start and we think did a wonderful job re the advertising. I would recommend her to any person ready to sell in the Mona Vale area. We live on the Gold Coast and she kept us informed every step of the way.

Rob and Janette Haygarth – Mona Vale

It was time for me to downsize to a smaller home and I purchased a property which Josephine Cowling was selling. I decided to choose Jo to sell my property when I finished the renovations on the house I had purchased, and it was the best decision I could have made. Jo was extremely professional and informative. After living in my home for over 40 years, she understood that this was an emotional time for me and apart from getting on with the job of selling my property, she also provided me with the emotional support I needed to get through the process. She kept me informed (at all hours – I don’t think she sleeps) and made me feel that I am the only person she was working for. She treated me like a friend and not a client. I would highly recommend Jo to anyone who is looking for an agent to sell their home that not only knows the market but will give you that little bit extra

Jan Nixon – Church Point

When we engaged Jo to help us with the sale of one of our commercial assets, I did not expect the outcomes she achieved for us. Not only were our price expectations well and truly met, the sale was negotiated quickly, efficiently and off market as we had asked. Jo's ability to be able to shepherd all stakeholders with varying expectations to mutually agreeable and benefical outcomes is a skill I have very rarely come across in my career. At all times, even during negotiations, Jo's approach was educated and bipartisan, always we were completely informed of progress and processes being followed by our buyer. We would never have achieved such an outstanding result all round without Jo's ability and professionalism, her market knowledge I would wager is second to none. I have absolutely no hesitation in recommending Josephine Cowling as a wonderful human being and an exceptional real estate professional

Mark Slater - Ingleside

Cottage Point is a special area and we knew that Josephine understood the requirements to market and sell in the area. She was most professional at all times and recommend her to any vendors in her area.

John and Pauline Goddard – Cottage Point

We were aware they knew the area and we weren't disappointed. We think Josephine does an amazing job very professional.

David & Sandra Wyatt – Cottage Point

We both found Jo a delight to deal with. She kept us up to date with everything that happened along the way, and worked tirelessly to conclude the sale

Bill and Anne Mason – Warriewood

Thank you for making Mrs Toth's sale of her family home free of hassles. You have acted in the upmost professional manner in a time when Ethel was hesitant about the selling process. The price negotiated was beyond our expectations and the ease of the transaction met our expectation. Thank you Josephine for your full attention in selling our property

The Toth Family – Mona Vale

I found Jo to be an absolute pleasure to deal with, her negotiation skills are second to none! She took control immediately, I would highly recommend her to anyone wanting an honest, straight forward, highly skilled agent on the Northern Beaches

Craig McKenzie – Newport

Josephine Cowling is an outstanding agent. The current market has resulted in many agents becoming arrogant and strong handed with people who are trying to make the biggest commitment of their lives. At all times I found Josephine to be a leading example of what we expect and deserve in a real estate agent - honest, clear, respectful, proactive and ethical. If I ever decide to move I will contact Josephine first as I know my interests are in the safest hands on the Northern Beaches!

Ed and Humphrey Hayley – Mona Vale

Our experience with Josephine in both buying and selling our home was absolutely incredible. She kept us informed every step of the way and we trusted her implicitly to do the right thing for us. Her positivity and enthusiasm were greatly appreciated in what is usually such a stressful time. We wouldn't hesitate in recommending Jo to use as an agent

Steve and Sally Brandt - Bayview

After comprehensive research and an extensive interview process with several local real estate agents my husband and I chose Josephine Cowling of LJ Hooker Mona Vale to be our agent to sell our home of 38 years. We originally chose Jo because of her warmth, her bubbly personality, her positive "can do" attitude and her strong belief in herself and in her ability to achieve a great outcome for us. Throughout our sales campaign we gained further insight into Jo's capabilities and felt very comfortable in the choice we had made. Jo has an extensive knowledge of the Northern Beaches real estate market and of the negotiation process. Jo displayed excellent communication skills and an amazing ability to engage potential buyers and to gain their confidence. At all times we were kept informed of buyer interest, buyer follow-up and developments in our marketing process. Jo communicated regularly with us in person, by phone, by email or by text message. Jo always responded to our questions and requests quickly and put us at ease during this often nerve-wracking process. When it finally came time for our eventual buyer to make an offer Jo displayed a calm, yet very confident demeanour which, once again, put us at ease. Jo's negotiation skills with our buyer were exceptional and we received a very positive outcome. Jo successfully sold our home in only 22 days. We would like to complement Jo on her warmth, her expertise, her professionalism & her great communication and negotiation skills. We now know we were in very good hands. Thank you Jo for achieving a great result for us

Geoff and Maureen Hattersley – Mona Vale

Hi Josephine, many thanks for all the extra work that you put into selling our Newport house and the continued effort for the buyer and Jack and I. I really appreciate it... especially the mail that the post office/man can't seem to get straight. Best of everything for a wonderful future

Jack and Cindy O’Mahony - Newport

Thank you so much for your help and guidance throughout our purchase. You were the first genuinely nice agent Amy and I have dealt with. Your professionalism and warm nature made us comfortable in working with you for our purchase. We would not hesitate in calling you for our next purchase or sell and be the first to recommend you to friends and family

Adam and Amy McDiarmid – Narrabeen

Josephine was informative, honest and very trustworthy to deal with. She is very professional and always was there to answer any questions. I would recommend her to any buyer or seller who needs an agent

Samantha Miles - Newport

My Awards

  • 21 Club - Oct 2013
  • Captain's Club - Region President - Jul 2002
  • International - Best New Talent - 3rd Place - Sep 1997